Define debit card. Mention the benefits of using a debit card:

A debit card is a service provided by a bank. It is a banking card enhanced with automated teller machine (ATM) and point-of-sale features to become a debit card. It can be used for purchases at merchants. Debit cards are linked to an individual’s checking account, allowing funds to be withdrawn at the ATM and point-of-sale without writing a check.

Benefits of using a debit card:

• The payment process at the checkout counter is made quicker and more convenient. No need to fill out a check or to present identification and wait while the identification is written down or verified.
• A debit card eliminates the need to carry a checkbook and a lot of cash.
• A debit card is useful budgeting tool to track purchases.
• A debit card Don’t deplete the available cash in your wallet.
• A debit card can be used out of town or at locations where personal checks are not accepted.
• A debit card Reduces the possibility of loss or theft of cash. 
• A debit card is not a loan, no interest accrues on purchases.